Group Personal Accident Insurance
Protect your employees against accidental death, disability, hospitalization, and income loss with comprehensive Group Personal Accident insurance plans.
Financial Protection During Accidents
Group Personal Accident Insurance provides financial compensation to employees and their families in case of accidental death, permanent disability, temporary disability, fractures, burns, and hospitalization.
It is one of the most affordable employee benefit insurance products and helps organizations provide financial security to their workforce.
Companies across India commonly provide accident cover from ₹5 Lakhs to ₹1 Crore depending on employee designation and risk exposure.
Key Benefits
Accidental Death Cover
Lump sum payout to nominee in case of accidental death.
Disability Protection
Covers permanent and temporary disability due to accidents.
Hospitalization Benefits
Covers accident-related hospitalization expenses.
Indicative Market Pricing
Premiums vary based on employee age, industry type, risk category, occupation, and add-on benefits.
₹5 Lakhs Cover
- Accidental Death Cover
- Permanent Total Disability
- Temporary Disability Benefit
₹10 Lakhs Cover
- Accidental Death Cover
- Permanent & Partial Disability
- Ambulance & Fracture Cover
- Weekly Compensation Benefit
₹25 Lakhs Cover
- High Sum Insured
- Air Ambulance Benefit
- Burns & Broken Bones Cover
- Education Benefit for Children
*Indicative annual premium based on white-collar employees and standard underwriting.
Comprehensive Accident Protection
Accidental Death
Financial payout to employee family.
Disability Cover
Compensation for partial and total disability.
Emergency Support
Ambulance and emergency hospitalization support.
Medical Benefits
Accident treatment and recovery benefits.
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